You should be able to check our work.

Each source has a status. Regulations, bank resources and reported clarifications are kept distinct.

Primary regulation

RBI · Export and Import of Goods and Services Regulations, 2026

Read with the September amendment; effective 1 October 2026.

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Primary amendment

RBI · 22 September 2026 amendment

The ordinary and INR realisation periods are nine and twelve months, respectively.

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Primary direction

RBI · Directions to authorised dealers

Operational directions and supersession of older instructions.

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Primary directory

RBI · Bank links directory

Bank identity does not establish authorised-dealer status or EDF acceptance.

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Reported clarification

Business Today · RBI clarification reported on 7 October 2026

Press report, not a published regulatory amendment. No blanket exemption for all freelancers is assumed.

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Provider help

Wise · FIRC and inward-remittance evidence

Evidence availability depends on transfer and account type. Evidence is not an EDF filing.

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Primary trade policy

DGFT · Foreign Trade Policy 2023

See paragraph 2.05 for services and technology IEC requirements.

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Primary statute

India Code · Foreign Exchange Management Act

Section 13 describes adjudicated penalties; these are not automatic bank fees.

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Publisher policy

Google · AdSense eligibility and site content

Original useful content, accessible navigation and ownership matter.

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Publisher policy

Google · Ad placement policies

Advertisements must be distinguishable from navigation and download actions.

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Verification boundary

Checked 8 October 2026. Four bank supporting-resource links were found, but no bank-specific 2026 EDF template is marked verified. Historical cooperative-directory PDFs are labelled archives. This site has no live connection to RBI, EDPMS or a bank portal.