Why invoice amount and bank credit can differ
Fees, refunds, withholding, conversion and partial payments can produce a bank credit smaller than the invoice amount. Each difference needs evidence and the bank’s treatment where applicable.
What to do
Keep the invoice gross amount in its original currency. List deductions separately and record receipt amounts by currency. The reconciliation tool compares same-currency numbers; it does not convert currencies or approve reductions. Give the AD the explanation and supporting provider statement.
USD 1,000 invoice less USD 30 charges can reconcile to USD 970 received, subject to evidence and bank acceptance.
Avoid this mistake
Do not compare USD 1,000 with INR 82,000 as though they were the same unit.
Keep a clear record
Retain the underlying invoice or accepted statement, supporting correspondence and any acknowledgement from the designated authority or authorised-dealer bank. The tools here prepare information; only the appropriate authority can confirm acceptance, extension or closure.
Is this an official instruction from my bank?
No. This is independent educational guidance. Use the linked primary sources and ask your bank for its current process and written confirmation.
Can the website file my EDF?
No. Your inputs stay in your browser. Downloads are preparation documents and must be reviewed before use through an official channel.
Checked 8 October 2026. Regulation-based guidance; bank procedures can differ.
RBI · Export and Import of Goods and Services Regulations, 2026 — Primary regulation
Related reading
Partial payments: tracking the unpaid export balance