Third-party export payments: what the bank needs
The regulation allows an AD to permit genuine third-party payments for exports. A payer different from the customer requires explanation rather than a fabricated match.
What to do
Keep the customer contract and invoice, identify the actual payer and relationship, and retain the payment reference. Ask the AD which supporting confirmation it wants for the genuine arrangement. Clearly distinguish a payment processor from an unrelated third party where the records support that distinction.
A parent company paying a subsidiary’s invoice needs the relationship explained and accepted by the AD.
Avoid this mistake
Do not overwrite the customer name with the payer merely to make two records look identical.
Keep a clear record
Retain the underlying invoice or accepted statement, supporting correspondence and any acknowledgement from the designated authority or authorised-dealer bank. The tools here prepare information; only the appropriate authority can confirm acceptance, extension or closure.
Is this an official instruction from my bank?
No. This is independent educational guidance. Use the linked primary sources and ask your bank for its current process and written confirmation.
Can the website file my EDF?
No. Your inputs stay in your browser. Downloads are preparation documents and must be reviewed before use through an official channel.
Checked 8 October 2026. Regulation-based guidance; bank procedures can differ.
RBI · Export and Import of Goods and Services Regulations, 2026 — Primary regulation
Related reading
Why invoice amount and bank credit can differ